You’ve inadvertently exceeded the limit on your card. Good that I had cash on hand and I avoided a more humiliating experience. Are there enough available funds? 1. While it may be very embarrassing when it happens in-store, it's good to know that bank declined transactions are common. UPDATE: Meron na ulit for the Google Play Store. i have the amount of money i need to purchase the items on my card so i dont get why it isnt working. Your card type may not be accepted, is expired, or may have been flagged for suspicious activity. New comments cannot be posted and votes cannot be cast, More posts from the Philippines community. Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type. If you are sure you've entered the information correctly, please call the card company to find out what they have on file. I de-link my card and try to connect again and now it doesn’t even work. Yeah I still have a sufficient balance. In most cases, online payments are quick and convenient, but it can be frustrating when your card gets declined, and you don’t know why. Nonetheless, you may still be able to proceed with the transaction if you have overdraft protection. If your card has been declined and you’re completely stumped as to why, get in touch with your credit card company — there’s a good chance they’re trying to protect you from a scam. It can be frustrating and unnerving to try and use your debit card only to be told the transaction was denied. Probably understanding how the transaction is being processed may help us . There are a number of reasons why your Credit/Debit card may have been declined: Your transaction may have been rejected by your card’s issuing bank, please check with your bank; You may have gone over your daily transaction limit or exceeded the card’s available credit/debit; And according to their support, the card issuer is the one who refuses the payment and I should contact them instead. A pre-paid or reloadable debit card is a choice for you if you would like to manage your costs and handle your financial resources. I tried to link my BDO debit Mastercard to GCash again, AND FAILED. Why does my debit card get declined? Updated March 17, 2018 Yes, you can use your BDO Kabayan ATM Debit Card with a MasterCard or Visa logo to withdraw money from ATMs outside the Philippines. There can be a few different reasons why a Credit/Debit card may be rejected by our payment processor. Sometimes, after a recent move, the information may take longer to be updated. If my Debit Mastercard cannot do online purchases why was I able to do it previously. Problem could be their system as the other comments suggested. Thank you for this. Here are a few possible reasons why this is happening: 1. Welcome! I doubt because i went and checked whther if was something to do with my address. or "The transaction has been declined. My card is always declined when purchasing apps on the Google Play Store. Im confused. If you’re wondering, why is my debit card declined when I have money in the bank, we’ll get to that too. Working , not working , then working again , so far so good for almost 1 year...When i can't use paypal , i use the card directly. 2. At first , i had a hard time to link my card , so i went to BDO , they checked it and said it was ok , then , success , 2 purchases online , then after1 month , payment refused for Banggood , i did not change anything.I will go back to BDO. Close. I don't recommend using bdo debit card or any debit card for online transactions. Even if you make all your payments on time and keep your credit card in good standing, you don't know what's happening on the credit card issuer's end. Why is my debit card declined? 'Di ko lang alam kung permanent ito or not. This transaction has been declined." If your debit card hasn't expired but it isn't working, there's a bunch or reasons why it might be declining. I need help with this please if anyone can? I called BDO to confirm why it's still not working even if I've already had my account whitelisted, and the customer rep told me I need to coordinate this with GCash because everything is fine on their end, at least concerning my … Why at all it happens ? Sometimes, after a recent move, the information may take longer to be updated. Please read our Community Rules and Guidelines. A card that you previously had no trouble using to purchase apps, songs, or movies will stop working and the App Store simply tells you ‘Your payment method was declined’. Having trouble enrolling your Debit Card in the GCash App? A credit card might also be denied if: The card issuer is having technical problems that prevent authorization of a transaction. Square is supposed to take debit cards so why are my debit card payments from customers declined? By browsing this website, you consent to the use of cookies. The Card is the property of BDO and BDO may at anytime, without prior notice and without the need to give any reason therefore, terminate the use of, cancel, repossess or decline to issue, renew or replace the Card. Credit cards, prepaid and/or reloadable cards (including the GCash MasterCard) cannot be enrolled in the GCash App. If you are sure you've entered the information correctly, please call the card company to find out what they have on file. You can also pay bills, shop, gas up, do your groceries, book a flight or hotel room, and more.To learn more about what you can do with your BDO EMV debit card, contact us today. You can easily withdraw and transfer money using them. Good that I had cash on hand and I avoided a more humiliating experience. why is this ? The card issuer sees a charge that doesn’t fit your normal spending patterns and blocks the transaction to protect you. Learned it the hard way. BDO Debit Card declined. If they can’t fix the problem you could use paymaya to transact online. Debit card is declined though there's money in the account . However, just like when using credit cards, sometimes the merchant can decline your transaction when you insert your card. Credit cards can be declined for a number of reasons. And we don't even have a clue why. These are many reasons why your debit card got declined, we’ll get into all of them. BDO Credit Cards Auto Charge Facility is an automated payment facility offered to BDO Credit Card holders (the “Cardholder”) to conveniently settle monthly bill/s (i.e. When you make a purchase with your credit or debit card or you attempt to withdraw money from an ATM, you may find your card has been declined. Updated March 17, 2018 Yes, you can use your BDO Kabayan ATM Debit Card with a MasterCard or Visa logo to withdraw money from ATMs outside the Philippines. It says card declined ? Tumawag din ako pero wala siyang nabanggit na the whitelisting lasts for 24 hours only. Credit cards can be declined for a number of reasons. Debit cards can be declined even when you have money. 4. ©1999-2021 PayPal, Inc. All rights reserved. My initial reaction was PayPal would be easier as I wouldn’t have to get my debit card out and enter all the information. It wasn’t the site, it wasn’t the product, it was the thought that the money (which to be fair wasn’t a lot) was going to leave my account. I run debit cards the same as I do a credit card, but they are always declined. ADVERTISEMENT . Debit and credit cards no doubt provide convenient ways of making purchases at any point of sale. I wonder if this is in relation to me not being able to link my debit card with PayPal? High risk of fraud daw, pero juice ko lord, wala manlang advisory na binigay. I was able to link the card and use it for 3 months until last month where PayPal refuse to process my orders due to funding issues. These are many reasons why your debit card got declined, we’ll get into all of them. There could be a number of reasons why the payment was declined. My BDO debit Visa card can’t literally do anything. My visa debit card was working fine with paypal till November 2018 . My BDO debit card has been declined - but I can see transactions recorded in my BDO online transaction, amount was credited and was immediately debited. Verify you have money, use the right pin, and the card has been activated. Still not possible. Unfortunately, it doesn’t always work the way you intended, and you could find yourself without access to your money if your debit card is declined. The most common reason why your debit card can be declined is not having enough funds in the account from which you want to make withdrawals. Your BDO Kabayan ATM Debit Card can be used to withdraw money abroad as long as: it has a Mastercard or Visa logo it is active (you have successfully changed your PIN at a BDO ATM in the Philippines) it has sufficient balance. Many debit cards have a $1,000 limit on … Why has my debit card been declined? It might either restricted from online transactions or expired. Debit cards are often declined for suspicious activity. What can I do? Is it possible that my card is being denied because I registered it with another email address previously and unfortunately i had to close that yahoo email address because it was infiltrated? Is it still valid? Called the Bank earlier and was told that my debit card has no issues in their end. Even if you've got money in the bank you might still have your debit card declined. To protect your privacy, your debit or credit card company or card issuer doesn't tell PayPal why your card was declined. Contact bdo. Kinailangan ko magbook ng Grab ilang beses gamit debit card kasi hindi sapat yung pera na dala ko. Really it would be very much irritating and out of frustration temper may be lost . Just wanna ask if the Visa debit card is valid to be used in PayPal. Card declined. Requirements for the BDO Debit & Credit Card. Reasons Why Your Card Declined . The best why is my debit card declined we examined is Mango, which made the Gold Award due to the fact that it uses the greatest cost savings account and a range of methods for you to fill cash onto the card. Have you recently found yourself asking “Why is my debit card being declined?”. Contact your bank or card issuer Always carry at least two forms of payment with you, e.g. A pre-paid or reloadable debit card is a choice for you if you would like to manage your costs and handle your financial resources. Since July 2016 I am no longer able to do so. Depending on your financial institution and its rules and regulations, there are many reasons your card may be declined that are associated with your balance. Even if you've got money in the bank you might still have your debit card declined. Now once, You’re done choosing the right credit card for you, It’s time to check what is required to get a BDO Credit Card.The basic requirements contain the age that has to be above 21 and below 70 when the BDO credit card expires. Even if you make all your payments on time and keep your credit card in good standing, you don't know what's happening on the credit card issuer's end. Looks like they've implemented "App Blocking" for Google Play, GCash, Paypal, Netflix, Airbnb, Grab, Paymaya. i have the amount of money i need to purchase the items on my card so i dont get why it isnt working. Akala ko ako lang. Another reason why many people find their cards declined, even for small purchases, is if the card in question has been unused, gathering dust for a while, before being brought out to make a purchase. Common issues. Have you recently found yourself asking “Why is my debit card being declined?”. Mukhang ito nga. What to do: Check your card statement to ensure both addresses match. Use paymaya for online shopping. Posted by 1 year ago. Find out more. ... to buy online , but rejected . Can i use my BDO ATM Debit card with Mastecard logo for booking flight tickets … I'm using my BDO debit card as my mode of payment in any store here in kuwait, ask ko lang magkano ang swiping fee per transaction? 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